*, *::before, *::after { box-sizing: border-box; }

:root {
  --blue: #0078D7;
  --blue-dark: #005fa3;
  --green: #28a745;
  --green-dark: #218838;
  --dark: #1a1a2e;
  --muted: #5a6270;
  --light: #f5f7fa;
  --white: #ffffff;
  --radius: 14px;
  --shadow: 0 8px 30px rgba(0,0,0,.08);
  --max: 1100px;
}

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: 'Segoe UI', 'Helvetica Neue', Arial, sans-serif;
  color: var(--dark);
  background: var(--light);
  line-height: 1.6;
}

img { max-width: 100%; height: auto; display: block; }

a { color: var(--blue); text-decoration: none; }
a:hover { text-decoration: underline; }

.container {
  width: 92%;
  max-width: var(--max);
  margin: 0 auto;
}

/* Header */
.site-header {
  background: var(--white);
  box-shadow: 0 1px 0 rgba(0,0,0,.06);
  position: sticky;
  top: 0;
  z-index: 100;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: .85rem 0;
  gap: 1rem;
}

.logo {
  display: flex;
  align-items: center;
  gap: .55rem;
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--blue);
  text-decoration: none;
}

.logo img { width: 32px; height: 32px; border-radius: 8px; }
.logo:hover { text-decoration: none; }

.nav-toggle {
  display: none;
  background: none;
  border: 1px solid #ddd;
  border-radius: 8px;
  padding: .4rem .7rem;
  font-size: 1.2rem;
  cursor: pointer;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 1.4rem;
  list-style: none;
  margin: 0;
  padding: 0;
}

.nav-links a {
  color: var(--dark);
  font-weight: 500;
  font-size: .95rem;
  text-decoration: none;
}
.nav-links a:hover { color: var(--blue); text-decoration: none; }

.btn {
  display: inline-block;
  padding: .75rem 1.6rem;
  border-radius: 30px;
  font-weight: 700;
  font-size: 1rem;
  text-align: center;
  text-decoration: none;
  border: none;
  cursor: pointer;
  transition: background .2s, transform .15s;
}

.btn:hover { text-decoration: none; transform: translateY(-2px); }

.btn-primary { background: var(--green); color: #fff; }
.btn-primary:hover { background: var(--green-dark); color: #fff; }

.btn-secondary { background: var(--blue); color: #fff; }
.btn-secondary:hover { background: var(--blue-dark); color: #fff; }

.btn-outline {
  background: transparent;
  color: var(--blue);
  border: 2px solid var(--blue);
}
.btn-outline:hover { background: var(--blue); color: #fff; }

.header-cta { font-size: .9rem; padding: .55rem 1.2rem; }

/* Hero */
.hero {
  padding: 3.5rem 0 2.5rem;
  background: linear-gradient(160deg, #e8f4fd 0%, var(--light) 60%);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2.5rem;
  align-items: center;
}

.hero h1 {
  font-size: clamp(1.8rem, 4vw, 2.6rem);
  color: var(--blue);
  margin: 0 0 .75rem;
  line-height: 1.2;
}

.hero .lead {
  font-size: 1.1rem;
  color: var(--muted);
  margin: 0 0 1.5rem;
}

.hero-visual {
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  width: 100%;
  max-width: 420px;
  margin: 0 auto;
}

.hero-buttons {
  display: flex;
  flex-direction: column;
  gap: .75rem;
  max-width: 280px;
}

.badge-row {
  display: flex;
  flex-wrap: wrap;
  gap: .5rem;
  margin: 1.25rem 0;
}

.badge {
  background: rgba(0,120,215,.1);
  color: var(--blue);
  font-size: .8rem;
  font-weight: 600;
  padding: .3rem .75rem;
  border-radius: 20px;
}

/* Sections */
section { padding: 3.5rem 0; }

.section-title {
  text-align: center;
  font-size: clamp(1.4rem, 3vw, 2rem);
  color: var(--blue);
  margin: 0 0 .5rem;
}

.section-sub {
  text-align: center;
  color: var(--muted);
  max-width: 600px;
  margin: 0 auto 2.5rem;
}

/* Cards */
.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1.5rem;
}

.card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 1.75rem;
  box-shadow: var(--shadow);
}

.card h3 {
  margin: 0 0 .6rem;
  font-size: 1.1rem;
  color: var(--dark);
}

.card p { margin: 0; color: var(--muted); font-size: .95rem; }

.card-icon {
  font-size: 1.8rem;
  margin-bottom: .75rem;
}

/* Steps */
.steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 1.5rem;
  counter-reset: step;
}

.step {
  background: var(--white);
  border-radius: var(--radius);
  padding: 1.5rem;
  box-shadow: var(--shadow);
  position: relative;
}

.step-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  background: var(--blue);
  color: #fff;
  border-radius: 50%;
  font-weight: 700;
  margin-bottom: .75rem;
}

/* Stats */
.stats-row {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(140px, 1fr));
  gap: 1.5rem;
  text-align: center;
}

.stat strong {
  display: block;
  font-size: 2rem;
  color: var(--blue);
}

.stat span { font-size: .9rem; color: var(--muted); }

/* Testimonials */
.testimonial {
  background: var(--white);
  border-radius: var(--radius);
  padding: 1.5rem;
  box-shadow: var(--shadow);
}

.testimonial p { margin: 0 0 .75rem; font-style: italic; color: var(--muted); }
.testimonial cite { font-size: .85rem; font-weight: 600; color: var(--dark); font-style: normal; }

/* FAQ */
.faq-item {
  background: var(--white);
  border-radius: var(--radius);
  margin-bottom: .75rem;
  box-shadow: 0 2px 8px rgba(0,0,0,.05);
  overflow: hidden;
}

.faq-btn {
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  padding: 1.1rem 1.25rem;
  font-size: 1rem;
  font-weight: 600;
  color: var(--dark);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.faq-panel {
  padding: 0 1.25rem 1.1rem;
  color: var(--muted);
  font-size: .95rem;
  display: none;
}

.faq-item.active .faq-panel { display: block; }
.faq-item.active .faq-btn { color: var(--blue); }

/* CTA band */
.cta-band {
  background: linear-gradient(135deg, var(--blue) 0%, #005fa3 100%);
  color: #fff;
  text-align: center;
  padding: 3rem 1.5rem;
  border-radius: var(--radius);
  margin: 0 auto;
  max-width: var(--max);
}

.cta-band h2 { margin: 0 0 .75rem; font-size: 1.6rem; }
.cta-band p { margin: 0 0 1.5rem; opacity: .9; }

/* Inner pages */
.page-hero {
  background: linear-gradient(160deg, #e8f4fd 0%, var(--light) 60%);
  padding: 2.5rem 0 2rem;
  text-align: center;
}

.page-hero h1 {
  font-size: clamp(1.6rem, 3.5vw, 2.2rem);
  color: var(--blue);
  margin: 0 0 .5rem;
}

.breadcrumb {
  font-size: .85rem;
  color: var(--muted);
  margin-bottom: .5rem;
}

.breadcrumb a { color: var(--blue); }

.page-content {
  background: var(--white);
  border-radius: var(--radius);
  padding: 2rem;
  box-shadow: var(--shadow);
  margin: 2rem auto 3rem;
  max-width: 800px;
}

.page-content h2 {
  font-size: 1.15rem;
  color: var(--dark);
  margin: 1.5rem 0 .5rem;
}

.page-content h2:first-child { margin-top: 0; }

.page-content p, .page-content li { color: var(--muted); }

.page-content ul { padding-left: 1.25rem; }

.form-group { margin-bottom: 1rem; }

.form-group label {
  display: block;
  font-weight: 600;
  font-size: .9rem;
  margin-bottom: .35rem;
}

.form-group input,
.form-group textarea,
.form-group select {
  width: 100%;
  padding: .7rem 1rem;
  border: 1px solid #ddd;
  border-radius: 8px;
  font-size: 1rem;
  font-family: inherit;
}

/* Footer */
.site-footer {
  background: var(--dark);
  color: rgba(255,255,255,.75);
  padding: 2.5rem 0 1.5rem;
  margin-top: 2rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 2rem;
  margin-bottom: 2rem;
}

.footer-grid h4 {
  color: #fff;
  margin: 0 0 .75rem;
  font-size: .95rem;
}

.footer-grid ul {
  list-style: none;
  margin: 0;
  padding: 0;
}

.footer-grid li { margin-bottom: .4rem; }
.footer-grid a { color: rgba(255,255,255,.7); text-decoration: none; font-size: .9rem; }
.footer-grid a:hover { color: #fff; text-decoration: none; }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.1);
  padding-top: 1.25rem;
  text-align: center;
  font-size: .85rem;
}

/* Responsive */
@media (max-width: 768px) {
  .nav-toggle { display: block; }

  .nav-links {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--white);
    flex-direction: column;
    padding: 1rem;
    box-shadow: var(--shadow);
    gap: .75rem;
  }

  .nav-links.open { display: flex; }

  .hero-grid { grid-template-columns: 1fr; text-align: center; }
  .hero-buttons { margin: 0 auto; }
  .badge-row { justify-content: center; }

  .footer-grid { grid-template-columns: 1fr; }
}